Updated: May 15 The S&P 500 (the ‘S&P’) has been on a tear in recent years. During the 10-year period ending March 31, 2024, the S&P averaged 13.0% per year…
Effective tax planning is an important component of building wealth and is generally split into two time periods: near-term (i.e. the current tax year) and longer-term (beyond the current year).…
The first time I heard Charlie Munger’s name was in the late 90s. I was working at an actuarial consulting firm starting to develop an interest in financial markets and…
Updated: December 5, 2022 Donor Advised Funds (or DAFs) are an increasingly popular way to make charitable donations to 501(c)(3) organizations. The reasons for their popularity include: Being able to…
I can’t tell you how many articles, blog posts and essays I’ve read on this topic. The majority seem to be pretty critical. And I get it. The Fed was…
I was recently having dinner with a friend when she asked me a basic question about her and her husband’s financial situation. They have been saving diligently for years and…
In my last blog post, I talked about the importance of having a financial plan that gets you from point A to point B. And, at a minimum point B…
Market declines are painful. When they happen (as they are in 2022), you’ll often see recommendations to take advantage of the decline (e.g., tax-loss harvesting). Most of these recommendations are…
Updated: June 1, 2022"If you aren't willing to own a stock for ten years, don't even think about owning it for ten minutes." - Warren Buffett In the investing world,…
